Virtual CFO Services for Business Owners
Monthly financial oversight, strategic planning, and CFO-level guidance—without the CFO salary. For business owners ready to lead with confidence.
Book a CFO Strategy CallMost Business Owners Are Flying Blind
You're generating revenue, but do you actually know if you're profitable? Can you forecast next quarter's cash position? Are you making financial decisions based on data—or gut feel?
Signs You Need a Virtual CFO
You're not sure if you're truly profitable after accounting for all costs
Cash flow surprises happen regularly—you're reactive, not proactive
You have a bookkeeper but no one providing strategic financial guidance
Financial decisions are made based on bank balance, not forecasts or analysis
You're spending time on numbers instead of growing the business
Tax planning happens in March instead of year-round
What Is a Virtual CFO?
A Virtual CFO provides the same strategic financial leadership as an in-house CFO—minus the $200K+ salary.
You get executive-level oversight, proactive planning, and monthly accountability. We handle the financial architecture so you can focus on operations, sales, and growth.
✕What a Virtual CFO Is NOT
- • A bookkeeper
- • Someone who files your taxes in April
- • A vendor you call once a year
- • Someone who just records what happened
✓What a Virtual CFO IS
- • Your strategic financial partner
- • Someone who forecasts and plans ahead
- • Ongoing oversight and monthly accountability
- • The person who helps you make better decisions
What's Included in Virtual CFO Services
Comprehensive financial leadership, delivered monthly with strategic oversight.
Monthly Financial Review
We analyze your P&L, balance sheet, and cash flow every month. You'll know exactly where you stand and what's trending.
Cash Flow Forecasting
We build 90-day cash flow projections so you can plan for payroll, expenses, and investments with confidence.
Strategic Planning Sessions
Quarterly strategy meetings to review goals, evaluate performance, and adjust your financial roadmap.
Tax Planning Integration
Year-round tax strategy coordinated with your business decisions. No surprises in April.
Bookkeeping Oversight
We coordinate with your bookkeeper (or recommend one) and ensure your books are clean, accurate, and audit-ready.
Entity Structure Guidance
As your business evolves, we evaluate whether your legal and tax structure still makes sense—and recommend changes when needed.
How Virtual CFO Engagements Work
A structured, repeatable process designed to give you clarity and control.
Discovery
We review your financials, identify gaps, and audit your current systems.
Setup
We build your financial dashboard, establish KPIs, and coordinate with your team.
Monthly Rhythm
You receive monthly financial reports and a standing check-in to review performance.
Quarterly Strategy
Every 90 days, we meet to review goals, adjust forecasts, and plan ahead.
Who Benefits from Virtual CFO Services?
Business owners generating $500K–$10M+ in revenue who are ready to operate with financial clarity.
Growing Businesses
You've crossed the $500K revenue threshold. Your bookkeeper can't provide strategic guidance, and you're not ready to hire a full-time CFO.
Multi-Entity Owners
You have multiple businesses, properties, or entities. You need someone to coordinate everything and give you a consolidated view.
Founders Planning to Scale
You're preparing for growth, considering outside capital, or planning an exit. You need financial discipline and forecasting before it's too late.
Investment & Pricing
Virtual CFO services are included in our Virtual CFO and Private Client tiers.
We price for strategic value, not hourly rates. Engagements are structured as monthly retainers with clear scope and deliverables.
View Service PackagesVirtual CFO FAQs
What's the difference between a bookkeeper and a virtual CFO?
A bookkeeper records transactions. A virtual CFO interprets the data, forecasts the future, and guides strategic decisions. You need both—but they serve different roles.
Can you work with my existing bookkeeper?
Yes. We coordinate with your current team. If you don't have a bookkeeper or need a better one, we can recommend trusted partners.
Do you work with clients outside of Florida?
Absolutely. We serve clients nationwide. All communication, reporting, and strategy sessions happen virtually through secure platforms.
How often do we meet?
Monthly financial reviews and quarterly strategy sessions are standard. Private Client engagements include more frequent touchpoints and priority access.
What size business is this right for?
Typically $500K–$10M+ in revenue, though complexity matters more than size. If your finances require strategic oversight, we can help.
Is tax strategy included?
Yes. Virtual CFO engagements include year-round tax planning and coordination. Learn more on our tax strategy page.
Ready for Financial Leadership?
Book a strategy call. We'll review your business, identify what's missing, and show you what virtual CFO services can do for you.
Book a Strategy Call